Temporary Foreign Worker Program - Labour Market Impact Assessment Update

Temporary Foreign Worker Program - Labour Market Impact Assessment Update

Significant changes to the Temporary Foreign Worker (TFW) program have been introduced by Immigration, Refugees, and Citizenship Canada (IRCC), affecting LMIA applications and wage thresholds for employers. With updates already in effect, these adjustments aim to uphold the integrity of Canada’s labor market. Employers in various sectors must adapt to new caps, wage standards, and documentation requirements. Learn how these changes may impact your hiring strategy and ensure compliance with the latest regulations.

Read More
Three Key Things to Look for in a Condominium Status Certificate

Three Key Things to Look for in a Condominium Status Certificate

Before purchasing a condominium in Ontario, understanding the details within the status certificate is crucial to avoiding unexpected financial or legal issues. From assessing the financial health of the condominium corporation to uncovering potential legal disputes and unit-specific details, the status certificate offers key insights that can protect your investment. Discover the three essential aspects to focus on when reviewing this critical document.

Read More
Recent Tax Court Ruling: HST Applied to Sale of Short-Term Rental Properties
Legal Information, HST, CRA, AirBNB, Short Term Rentals Richard Cho Legal Information, HST, CRA, AirBNB, Short Term Rentals Richard Cho

Recent Tax Court Ruling: HST Applied to Sale of Short-Term Rental Properties

Are you an Airbnb host or short-term rental property owner? A recent Tax Court ruling could significantly impact your finances when selling your property. The court determined that homes frequently rented out on platforms like Airbnb may face a 13% HST on the total sale price, as short-term rentals could classify your property as a commercial asset. This decision highlights the difference between long-term rental exemptions and the costly implications of short-term rental use.

Read More
Why You Should Consult a Lawyer Before Signing a Mortgage Loan Commitment
Legal Information, Mortgages Richard Cho Legal Information, Mortgages Richard Cho

Why You Should Consult a Lawyer Before Signing a Mortgage Loan Commitment

Before signing a mortgage loan commitment, it's crucial to consult with a real estate lawyer. Mortgage agreements can be complex and filled with legal jargon, and having a lawyer review the terms helps protect your financial future. Discover how legal expertise can save you from potential pitfalls and ensure a smooth home-buying process.

Read More
Title Fraud – Recognizing the Red Flags and How to Mitigate Damages
Legal Information, Title Fraud Richard Cho Legal Information, Title Fraud Richard Cho

Title Fraud – Recognizing the Red Flags and How to Mitigate Damages

Title fraud is a growing concern for property owners, especially those with mortgage-free homes or investment properties. Fraudsters can impersonate owners to sell properties or secure unauthorized mortgages. Discover which properties are most vulnerable and how to protect yourself from title fraud. Click here to learn more and safeguard your home!

Read More
What Happens If Your Pre-construction Project Gets Cancelled?

What Happens If Your Pre-construction Project Gets Cancelled?

What happens if the pre-construction project you invested in gets cancelled? From financial risks to legal protections, it's important to know your options. Discover how to safeguard your investment and reduce the chances of being caught off guard. Read more to learn the steps you can take.

Read More
CAN INTERNATIONAL STUDENTS WORK WHILE STUDYING IN CANADA?
Legal Information, Immigration, Work Permits Richard Cho Legal Information, Immigration, Work Permits Richard Cho

CAN INTERNATIONAL STUDENTS WORK WHILE STUDYING IN CANADA?

International students in Canada can work during their studies without a work permit if their study permit allows it. However, there are limits on hours, especially for off-campus jobs. With changes to regulations, including the end of temporary COVID-era policies, students must stay informed to avoid violations that could impact their status. Learn about the latest updates and how they affect your ability to work in Canada while studying.

Read More
Treatment of Notice of Security Interest Registrations After Bill 200
Legal Information, NOSI, Regulations Richard Cho Legal Information, NOSI, Regulations Richard Cho

Treatment of Notice of Security Interest Registrations After Bill 200

Discover the complexities of Notice of Security Interest (NOSI) and how recent changes under the Homeowner Protection Act, 2024, impact property titles and debt obligations. Learn what this means for buyers, sellers, and real estate lawyers, and explore the ongoing debate about removing expired NOSIs from title. Don't miss crucial insights on protecting your property rights.

Read More
Knowing Your Rights to Delayed Occupancy Compensation Under the Tarion New Home Warranty

Knowing Your Rights to Delayed Occupancy Compensation Under the Tarion New Home Warranty

Did you know that under the Ontario New Home Warranties Plan Act, all new homes built in Ontario come with a builder-provided warranty? This includes compensation for delays in occupancy or closing dates. Understanding your rights and the process for claiming delayed occupancy compensation is essential. From the critical dates in your purchase agreement to the calculation of compensation and how to file a claim, there are several key details to be aware of. Don't miss out on crucial information that could impact your new home purchase.

Read More
All Assignment Sales & Substantial Renovations Are GST/HST Taxable

All Assignment Sales & Substantial Renovations Are GST/HST Taxable

As of May 7, 2022, all assignment sales of newly constructed or substantially renovated residential housing are subject to GST/HST. This change impacts all assignment transactions, making them HST-taxable supplies. Learn how this affects your real estate transactions and what steps you should take.

Read More
Navigating Spousal Sponsorship: Choosing Between Inland and Outland Applications in Canada
Immigration, IRCC, Spousal Sponsorship Richard Cho Immigration, IRCC, Spousal Sponsorship Richard Cho

Navigating Spousal Sponsorship: Choosing Between Inland and Outland Applications in Canada

Learn the key differences between Inland and Outland spousal sponsorship applications in Canada. Discover which pathway is best for your situation, understand the benefits and drawbacks, and get insights into the process and eligibility requirements for sponsoring your spouse, common-law, or conjugal partner.

Read More
Understanding Restrictive Covenant in Real Estate

Understanding Restrictive Covenant in Real Estate

Restrictive covenants play a critical role in real estate, dictating how properties can be used and developed. Whether you are buying a property or currently own one, grasping the concept of restrictive covenants is crucial to avoid legal complications and ensure smooth transactions. This article delves into what restrictive covenants are, who establishes them, their types, and the pros and cons associated with them. Discover how these covenants can impact property use and value, and learn about the process of modifying or removing them if necessary.

Read More
When to Sue? Don’t Wait too Long

When to Sue? Don’t Wait too Long

Discover how facts, evidence, and laws impact lawsuit success. Learn about limitation periods, exceptions, and special cases, and how to pause the clock for settlements. Your legal timeline guide awaits!

Read More
Co-Owning Property In Ontario

Co-Owning Property In Ontario

Explore the nuances of co-owning property in Ontario, where you can choose between joint tenancy and tenancy in common. Understand the differences in property interest, rights of survivorship, and estate implications for each type of co-ownership. Learn about the benefits, potential challenges, and how to decide which option suits your needs. Whether you're co-owning with a spouse or a non-spouse, this guide provides essential insights to help you make informed decisions about your property ownership arrangements.

Read More
Preparing for the Occupancy Date/Interim Closing of Your Pre-Construction Property
pre-construction, closing Richard Cho pre-construction, closing Richard Cho

Preparing for the Occupancy Date/Interim Closing of Your Pre-Construction Property

Understand the crucial steps of Interim Closing and Occupancy for your pre-construction condo. Learn what to expect during the Occupancy Period, how to handle Interim Occupancy Fees, and prepare for your Pre-Delivery Inspection. Get ready for Final Closing with essential tips on managing payments, securing your mortgage, and more. Perfect your move with our comprehensive guide on navigating the transition from buyer to homeowner.

Read More
Is A Private Mortgage Right For You?
Private Lending, Mortgages Richard Cho Private Lending, Mortgages Richard Cho

Is A Private Mortgage Right For You?

Discover the rising appeal of private mortgages in today's fluctuating real estate and mortgage markets! Our latest blog post explores the nuances between private and traditional mortgages, shedding light on the unique advantages and potential risks of going private. Whether you're a homeowner or a potential buyer, understanding these differences can be crucial.

Read More
A Shift in Immigration Policy: TR to PR within Canada
Immigration Richard Cho Immigration Richard Cho

A Shift in Immigration Policy: TR to PR within Canada

Canada’s Immigration Minister, Marc Miller, announced a significant policy shift on March 21, 2024, favouring temporary residents (TRs) in Canada for their conversion to permanent residents (PRs). The new approach introduces "domestic draws," streamlining the path for TRs to achieve PR status through the Express Entry system. This change emphasizes the value of Canadian work and education experience in enhancing eligibility for permanent residency.

Read More